UK Credit Secrets 2004 Credit Report

UK Credit Secrets set the credit sector in a SPIN.....

If you have a bad credit report then
UK Credit Secrets is vital. These are true Credit Report Repair Secrets that Equifax and Experian DON'T WANT REVEALED!

Statistics revealed that one in three adults has a bad credit report, negative & incorrect information registered against their name

CREDIT REPORT SECRETS: Repair your Credit report.

Get CCJ's Set Aside
Credit Score - Experian & Equifax score your credit report
Credit Repair Companies - Why You Shouldn't Use Them.
Sample Letter to Experian & Equifax
Sample Letter to County Court
Sample Letter to Finance Companies
Inside Information on Credit Report Repair

CREDIT SCORE

Everyone has applied for a credit card or loan and been turned down. The letter you received back informed you, the company was unable to provide you with the credit card or loan because your credit report failed the CREDIT SCORE.

You search for information that the credit company found to decline your application. But the information is not straight forward. It's just names and numbers that represent your credit report.

This is the UK Credit Sector looking after it's own.

CREDIT SECRETS provides information for you understand how the UK Credit report works and how to repair your credit report.

Here is a secrets that is given in
UK Credit Secrets:

When you apply for credit, your credit report is searched, the company making the search SHOULD inform you, your credit report will be searched and the details recorded.

When a lender searches your credit report and grants you credit, information is recorded in the report that shows an active credit account was granted. When your report is searched but NO credit was granted then your report will have no record of a credit account being created.

So when your credit report is searched but no credit account is created, it shows others lenders that you were turned down

credit report experian report equifax report

Lenders use the above method to see how many times you have been declined in the past.

To repair your credit report YOU WILL need to access your credit report. Did you know that credit repair companies cannot access your report or apply to have CCJ's removed. You still have to do everything yourself. All you pay these companies for is their ADVICE.

UK Credit Secrets includes ALL of the forms that you require to repair your credit report.